Bariatric surgery is a type of weight-loss surgery that can help those who are significantly overweight reduce their weight and associated health risks. It is a major surgical procedure and involves changes to the stomach or intestines, making it quite expensive. Below are some of the key points to keep in mind when looking into whether health insurance plans cover the cost of bariatric surgery.
What Is Bariatric Surgery?
Bariatric surgery is a weight-loss surgery that helps significantly overweight individuals lose weight by limiting food intake and changing the way food is digested in the body. The three most common bariatric surgeries are gastric bypass, lap band, and sleeve gastrectomy. Each type has its own unique set of risks and benefits that must be discussed with a doctor before undergoing any sort of bariatric surgery in Mexico.
Does Insurance Cover Bariatric Surgery?
Whether or not health insurance will cover the price of bariatric surgery depends on various factors. Most insurance plans require that a person meet specific criteria before they are eligible for coverage, such as having a BMI (body mass index) of 40 or higher or having a severe medical condition due to weight.
Additionally, some insurance companies may require that a person attempt alternate weight loss methods before considering coverage for bariatric surgery. Thus, you must check with your insurance company and the doctor to find out if you are eligible for coverage.
What Does Insurance Cover?
If bariatric surgery is covered by an individual’s health insurance, the type of procedure and the extent of coverage will vary depending on the plan. Generally speaking, most health plans cover some of the costs associated with surgery, such as hospital stays, follow-up care, and medications.
However, many insurance plans will not cover the cost of pre- or post-operative visits, specific testing, or dietary supplements that may be recommended after surgery. In addition, some insurance plans may have a lifetime limit on the amount of coverage for bariatric surgery, and this should be discussed with the doctor before preparing for bariatric surgery.
Overall, whether or not health insurance covers bariatric surgery will depend on individual policies and providers. Therefore, anyone considering undergoing this type of operation should research their specific insurer to determine what kind of coverage is available to them before committing to any particular procedure or surgeon. Ultimately, understanding the scope you are eligible for is vital when considering bariatric surgery. Good Luck!